Identity Theft

The Complete Protection Plan product is the most comprehensive approach available to minimize, manage and recover from becoming an identity theft victim. Designed for the PHD, MD or business executive who understands that time is money; it is a proactive online educational and recovery program that employs proprietary risk management processes to assist members in minimizing the risk of becoming an identity theft victim. And, in the event that you do become an identity theft victim, our recovery service will assist you in the clean up process. With a limited power of attorney, our recovery specialist can do most all of the recovery work for you.

The Awareness Module is the cornerstone of this process. If a member is unaware, or uninformed of the risks and exposures associated with an identity theft event, then they are at the total mercy of any would be identity theft criminal. It is said that identity theft is the crime of opportunity, and this is because as individuals, we are uneducated about the risks and exposures associated with identity theft. The Awareness Module will provide members with the education that they need to assist them in protecting their good name and identity. The Awareness Module will provide members with:

With the Awareness Module as the cornerstone of the risk management process, the Prevention Module becomes the foundation. The Prevention Module will provide members with easy to understand tips and techniques that will assist them in minimizing the risk of becoming an identity theft victim. Not only will these prevention methods be easy to understand, but they will also be easy to implement. In less then 30 minutes per month, a member can be kept informed and shown how to minimize the risk of an identity theft event happening to them. The Prevention Module will provide members with:

Since there is no such thing as a silver bullet or a magic pill when it comes to identity theft, the Recovery Module is the module that will assist a member in changing their identity theft event from a nightmare into just a bad dream. If a member becomes the victim of an identity theft event, they will need help. Therefore, we will assign one of our identity theft recovery specialists to your case and they will do the work for you. By providing them with a limited power of attorney, they can get most of the work done for you.

Our Recovery Specialist knows where to start, who to contact and what to say which is going to make this process much easier than you doing it yourself. All identity theft victims have to be personally involved in the process, but you now have an identity theft specialist working with you to make this process manageable. The Recovery Module will provide members with:

Restoring one’s name and good credit is a frustrating, time-consuming and expensive process. Therefore, in response, an Insurance Module will be included that will provide expert assistance and financial relief up to the limit of coverage terms, subject to a $0.00 deductible for identity restoration costs, legal defense expenses, and lost wages.

The Computer Protection Plan

The Computer Protection Plan is designed to keep members educated about their personal computer and provides coverage for computer virus and physical damage. It pays the insured for loss, excess of any applicable deductible, resulting from a computer virus attack, first occurring during the policy period and reported within 12 months of the computer virus attack first occurring.

Virus alerts via e-mail
Computer Virus and Physical Damage Protection

$1,000 sub-limit for personal computer viruses and physical damage
Covers property damage to a home computer caused by a computer virus

Provides actual cash value of the equipment damaged
Provides costs to repair, reconstruct, or replace data on a hard drive
Computer physical damage

Our Identity Theft Program will also provide:

Access to the www.MYIDSITE.COM member-only web site.

Links to other resources for information pertaining to personal identity theft issues.

100% satisfaction guaranteed with a 30-day refund to all members.

Exclusions under the standard homeowner’s policy will make this coverage primary.

*(Complete Protection Plan SM provides coverage for up to two adults (enrollee and enrollee’s spouse or domestic partner) and/or children under the age of 23 who permanently live in the same residence as the enrollee.)

If purchased separately, all the components for this product would cost over $250 retail. However, our Identity Theft Partners (Affiliates) will be able to offer the Complete Protection Plan product for less than $10 per month for a one-year subscription.

*Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. For questions about coverage, please contact idtheft@aig.com or 866-826-4974. Coverage not available to residents of New York and may not be available in other jurisdictions.